WELCOME TO CHARLES FRANK FINANCE
Specialist Mortgages made easy by experts
HOW CAN WE HELP?
Get the Mortgage You Deserve
MORTGAGES - Residential & Buy to Let
Remortgage or Purchase
Whether you need help negotiating a mortgage or buying a new home, Charles Frank Finance can manage all your mortgage needs. Our services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact us and find out how our services can help.
SECURED LOANS - Residential & Buy to Let
Release Equity In Your Property
Each of our services cater towards getting our clients the best options possible, no matter their financial situation or background. We offer Secured Loans on residential and buy to let properties for any legal purpose
BRIDGING & COMMERCIAL
Remortgage, Purchase or Capital Raising
Bridging and Commercial loans from £25,000, whether to purchase an investment property, remortgage an existing property, down-size or save a break-chain, we have a team of specialists on hand to cater to any need.
Personal Loans
Check Eligibility Without Affecting Your Credit Score
Search over 20 lenders within minutes, we do not charge a fee for this service and most of our lenders offer same day funding
FREE NO OBLIGATION QUOTE
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Professional advice
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The whole of market access, Independent & Impartial
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No minimum credit score
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Bad credit acceptable
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No upfront fees

ABOUT CHARLES FRANK FINANCE
Your Trusted Mortgage Broker
Since 2011, We’ve been helping the British public navigate the complex process of buying or refinancing a property. We help clients secure the necessary financing for one of life’s most significant decisions. Charles Frank Finance is directly authorised with the Financial Conduct Authority and is an independent and impartial brokerage covering the whole of the market.
We are committed to easing your concerns and addressing all of your mortgage needs. We provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.


ANTHONY GRIFFITHS CeMAP
Specialist Mortgage Advisor
Anthony has two young children and is engaged to Jasmin. When he isn’t working you will usually find him taking long nature walks with his children and Thor, his Australian Kelpie, and watching MMA or rugby.


CREIG HEARSE CeMAP
Bridging and Commercial Specialist
Creig has a long term partner called Rebecca and 4 children. His interests are spending time (especially beach days) with his family and if there is anytime left in the day he enjoys watching football and rugby.
CHRIS COX CeMAP
Specialist Mortgage Advisor
Chris has 2 young kids. Since having kids, he doesn't get the chance to play golf or football much anymore and after a long week just loves sitting at home, on the sofa watching football. But he's not often allowed to do it and spends most of his time going on family treks or in the kitchen.
MABEL
Office Motivator
Born in Aberystwyth, Mabel is a 1-year-old Cavapoo that likes roast chicken, playing football, chasing Pigeons, long walks and making the staff of Charles Frank Finance smile
ABBIE DARBY CeMAP
Mortgage Underwriter
Abbie is married to Sean, who is a self-employed gas engineer. Her interest include making their first house a home, going to concerts and wine nights with the girls!
PAUL MEXSOM Cert CII (MP,ER)
Mortgage and Protection Specialist
Paul is married to Rhian who works as a senior social worker. He has two children. His daughter Holly is 14 and his son Aaron who is 4. His interests include playing the guitar and also DIY. Being a National trust member most weekends are spent as a family exploring what South Wales has to offer.
FRAZER HURLEY
Business Development Manager
Frazer has a background in financial sales and lives in Bristol. His hobbies include playing the bass guitar and motorsport.
SOPHIE EVANS
Protection Specialist
Sophie has a cat called Richard and in her spare time enjoys socialising with friends and travelling. Her interests include music, thrifting and finding the best seafood restaurants all over the UK.
JOHN LUGSDIN CeMAP CeRER
Managing Director
Principle & Founder of Charles Frank Finance
Married to Claire a solicitor, father to Isabelle & Anna. Loves all sports & long walks with the family dog, Mabel.
GARETH JAMES CeMAP
Sales Director
Gareth has two young children and is married to Rachel who Is a mental health nurse. His interests include playing and watching football, playing golf and going body boarding with his kids.
SAM JONES
Commercial Director
Sam is Mum to two teenagers with her longtime partner Ed. An animal lover and country girl at heart when not at her desk Sam is found walking her Welsh collie, bread making or feeding her pet magpie Merlin!
KEIRON PUGSLEY CeMAP
Senior Mortgage Advisor
Keiron has two young children and has a partner called Stacey. His interests include listening to music and attending gigs, watching football and taking his dog for a walk